Long-term mortgage rates have eased from their recent peaks, and a new forecast offers insight into their potential trajectory over the next few years.
On Monday, the Mortgage Bankers Association (MBA) released an updated outlook for mortgage rates in 2025 and 2026. According to the revised forecast, the MBA anticipates the following average rates:
- 6.4% in Q3 2025
- 6.3% in Q2 2026
- 6.3% in Q4 2026
This marks an adjustment from the MBA’s October prediction, which projected rates to range between 5.9% and 6.2% in 2025 and settle around 5.9% in 2026. The upward revision reflects ongoing economic uncertainties, highlighting forecasting challenges in a volatile environment.
Also, find out if it’s a good time to buy a house.
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